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Hammond Annuity and Insurance Services
10417 St Andrews Ct.
Oakdale, California 95361-7602
 Annuityprofessionals.com Toll Free: 800 601-5433
Phone: 209 847-3100
Fax: 800 552-4683
Company AM
Best		 Policy Name Minimum Premium Years Rate
Guaranteed		 Rate Changes Guaranteed Yield to™
Surrender		 Request
Information
Years Rate
10 Year Interest Rate Guarantees
Standard Life of Indiana B++ Total Command Annuity 10 (100k) 100000 10 Years 02/01/08 1 6.20 5.30 Request
Information
9 5.20
Standard Life of Indiana B++ Total Command Annuity 10 (25K) 25000 10 Years 02/01/08 1 6.20 5.30 Request
Information
9 5.20
Standard Life of Indiana B++ Total Command Annuity 10 4000 10 Years 02/01/08 1 5.90 5.00 Request
Information
9 4.90
OM Financial Life Insurance Company A Fidelity Platinum 10 5000 10 Years 03/24/08 1 5.00 5.00 Request
Information
9 5.00
EquiTrust Life Insurance Company A Certainty 10 10000 10 Years 02/25/08 1 5.00 5.00 Request
Information
9 5.00
Allianz Life A Dominator 10 (100) 20000 10 Years 01/28/08 1 4.90 4.90 Request
Information
9 4.90
OM Financial Life Insurance Company A Platinum Plus 10 5000 10 Years 03/24/08 1 5.60 4.70 Request
Information
9 4.60
Protective Life Corporation A+ FutureSaver II Annuity 10 (100) 100000 10 Years 02/12/08 1 4.50 4.60 Request
Information
9 4.50
Protective Life Corporation A+ FutureSaver II Annuity 10 10000 10 Years 02/12/08 1 4.50 4.50 Request
Information
9 4.50
North American Company A+ North American Builder 10000 10 Years 01/18/08 1 3.90 4.48 Request
Information
9 3.90
American National Insurance Company A+ Palladium MYG Annuity 10 5000 10 Years 02/01/08 1 5.25 4.35 Request
Information
9 4.25
American National Insurance Company A+ Palladium MYG Annuity 10 (100) 100000 10 Years 02/01/08 1 5.25 4.35 Request
Information
9 4.25
Lincoln Benefit Life A+ Tactician Plus 10 (100k) 100000 10 Years 12/31/07 1 6.05 4.25 Request
Information
9 4.05
Standard Life of Indiana B++ Total Command Flex Annuity 10 4000 10 Years 02/01/08 1 5.15 4.25 Request
Information
9 4.15
Lincoln Benefit Life A+ Tactician Plus 10 10000 10 Years 12/31/07 1 5.05 4.15 Request
Information
9 4.05
Jackson National Life A+ Target Select 10 (100) 100000 10 Years 01/25/08 1 4.80 3.90 Request
Information
9 3.80
Standard Life of Indiana B++ Select 10 2000 10 Years 02/01/08 1 4.80 3.90 Request
Information
9 3.80
Jackson National Life A+ Target Select 10 10000 10 Years 01/25/08 1 4.50 3.60 Request
Information
9 3.50
9 Year Interest Rate Guarantees
Jackson National Life A+ Target Select 9 (100) 100000 9 Years 02/22/08 1 6.20 5.31 Request
Information
8 5.20
Jackson National Life A+ Target Select 9 10000 9 Years 02/22/08 1 7.90 5.23 Request
Information
8 4.90
Protective Life Corporation A+ FutureSaver II Annuity 9 (100) 100000 9 Years 02/12/08 1 4.45 4.56 Request
Information
8 4.45
Protective Life Corporation A+ FutureSaver II Annuity 9 10000 9 Years 02/12/08 1 4.45 4.45 Request
Information
8 4.45
American National Insurance Company A+ Palladium MYG Annuity 9 (100) 100000 9 Years 02/01/08 1 6.15 4.37 Request
Information
8 4.15
American National Insurance Company A+ Palladium MYG Annuity 9 5000 9 Years 02/01/08 1 6.05 4.27 Request
Information
8 4.05
Lincoln Benefit Life A+ Tactician Plus 9 (100k) 100000 9 Years 12/31/07 1 8.70 4.26 Request
Information
8 3.70
Lincoln Benefit Life A+ Tactician Plus 9 10000 9 Years 12/31/07 1 7.70 4.14 Request
Information
8 3.70
8 Year Interest Rate Guarantees
EquiTrust Life Insurance Company A Certainty 8 10000 8 Years 02/25/08 1 10.00 4.75 Request
Information
7 4.00
American National Insurance Company A+ Palladium MYG Annuity 8 (100) 100000 8 Years 02/01/08 1 4.70 4.70 Request
Information
7 4.70
American National Insurance Company A+ Palladium MYG Annuity 8 5000 8 Years 02/01/08 1 4.60 4.60 Request
Information
7 4.60
Protective Life Corporation A+ FutureSaver II Annuity 8 (100) 100000 8 Years 02/12/08 1 4.35 4.48 Request
Information
7 4.35
Protective Life Corporation A+ FutureSaver II Annuity 8 10000 8 Years 02/12/08 1 4.35 4.35 Request
Information
7 4.35
Jackson National Life A+ Target Select 8 (100) 100000 8 Years 02/22/08 1 5.15 4.27 Request
Information
7 4.15
North American Company A+ North American Guarantee 8 10000 8 Years 01/18/08 1 7.70 4.20 Request
Information
7 3.70
Lincoln Benefit Life A+ Tactician Plus 8 (100k) 100000 8 Years 12/31/07 1 6.25 4.06 Request
Information
7 3.75
Jackson National Life A+ Target Select 8 10000 8 Years 02/22/08 1 4.85 3.98 Request
Information
7 3.85
Lincoln Benefit Life A+ Tactician Plus 8 10000 8 Years 12/31/07 1 5.25 3.94 Request
Information
7 3.75
7 Year Interest Rate Guarantees
American National Insurance Company A+ Palladium MYG Annuity 7 (100) 100000 7 Years 02/01/08 1 5.40 4.54 Request
Information
6 4.40
OM Financial Life Insurance Company A Fidelity Platinum 7 5000 7 Years 03/24/08 1 4.50 4.50 Request
Information
6 4.50
American National Insurance Company A+ Palladium MYG Annuity 7 5000 7 Years 02/01/08 1 5.30 4.44 Request
Information
6 4.30
OM Financial Life Insurance Company A Platinum Plus 7 5000 7 Years 03/24/08 1 5.20 4.34 Request
Information
6 4.20
Protective Life Corporation A+ FutureSaver II Annuity 7 (100) 100000 7 Years 02/12/08 1 4.10 4.24 Request
Information
6 4.10
North American Company A+ Escalating Rate Annuity 10000 7 Years 01/18/08 1 3.85 4.15 Request
Information
6 3.85
Protective Life Corporation A+ FutureSaver II Annuity 7 10000 7 Years 02/12/08 1 4.10 4.10 Request
Information
6 4.10
Lincoln Benefit Life A+ Tactician Plus 7 (100k) 100000 7 Years 12/31/07 1 5.75 4.04 Request
Information
6 3.75
Jackson National Life A+ Target Select 7 (100) 100000 7 Years 02/22/08 1 4.90 4.04 Request
Information
6 3.90
Lincoln Financial Group A+ Lincoln ClassicSM 7 (100) 10000 7 Years 02/01/08 1 6.55 3.98 Request
Information
6 3.55
Sun Life Financial A++ Keyport Value 7 Stepped-Up (50) 50000 7 Years 01/23/08 1 3.35 3.95 Request
Information
6 3.35
Reliance Standard Life A Elektra-579 (7) 10000 7 Years 01/22/08 1 4.75 3.89 Request
Information
6 3.75
Lincoln Benefit Life A+ Tactician Plus 7 10000 7 Years 12/31/07 1 4.75 3.89 Request
Information
6 3.75
Lincoln Financial Group A+ Lincoln ClassicSM 7 10000 7 Years 02/01/08 1 5.55 3.84 Request
Information
6 3.55
Sun Life Financial A++ Keyport Value 7 Stepped-Up 5000 7 Years 01/23/08 1 3.20 3.80 Request
Information
6 3.20
Sun Life Financial A++ Keyport Value 7 (50) 50000 7 Years 01/23/08 1 6.35 3.78 Request
Information
6 3.35
Jackson National Life A+ Target Select 7 10000 7 Years 02/22/08 1 4.60 3.74 Request
Information
6 3.60
Sun Life Financial A++ Keyport Value 7 5000 7 Years 01/23/08 1 6.20 3.63 Request
Information
6 3.20
Jackson National Life A+ Target Select 7 (OR) 10000 7 Years 01/25/08 1 4.05 3.19 Request
Information
6 3.05
6 Year Interest Rate Guarantees
American National Insurance Company A+ Palladium MYG Annuity 6 (100) 100000 6 Years 02/01/08 1 4.80 4.80 Request
Information
5 4.80
American National Insurance Company A+ Palladium MYG Annuity 6 5000 6 Years 02/01/08 1 4.70 4.70 Request
Information
5 4.70
EquiTrust Life Insurance Company A Certainty 6 10000 6 Years 02/25/08 1 8.00 4.67 Request
Information
5 4.00
Jackson National Life A+ Target Select 6 (100) 100000 6 Years 02/22/08 1 5.50 4.67 Request
Information
5 4.50
Jackson National Life A+ Target Select 6 10000 6 Years 02/22/08 1 5.20 4.37 Request
Information
5 4.20
Lincoln Benefit Life A+ Tactician Plus 6 (100k) 100000 6 Years 12/31/07 1 5.10 4.27 Request
Information
5 4.10
Lincoln Benefit Life A+ Tactician Plus 6 10000 6 Years 12/31/07 1 4.10 4.10 Request
Information
5 4.10
Sun Life Financial A++ Keyport Value 6 Stepped-Up (50) 5000 6 Years 01/23/08 1 3.30 4.05 Request
Information
5 3.30
North American Company A+ North American Guarantee 6 10000 6 Years 01/18/08 1 4.00 4.00 Request
Information
5 4.00
Reliance Standard Life A Elektra - 6810 (6) 10000 6 Years 01/22/08 1 4.75 3.92 Request
Information
5 3.75
Protective Life Corporation A+ FutureSaver II Annuity 6 (100) 100000 6 Years 02/12/08 1 3.75 3.92 Request
Information
5 3.75
Sun Life Financial A++ Keyport Value 6 Stepped-Up 5000 6 Years 01/23/08 1 3.15 3.90 Request
Information
5 3.15
Sun Life Financial A++ Keyport Value 6 5000 6 Years 01/23/08 1 6.30 3.80 Request
Information
5 3.30
Sun Life Financial A++ Keyport Value 6 (50) 50000 6 Years 01/23/08 1 6.30 3.80 Request
Information
5 3.30
Protective Life Corporation A+ FutureSaver II Annuity 6 10000 6 Years 02/12/08 1 3.75 3.75 Request
Information
5 3.75
Jackson National Life A+ Target Select 6 (OR) 10000 6 Years 01/25/08 1 4.45 3.62 Request
Information
5 3.45
5 Year Interest Rate Guarantees
Standard Life of Indiana B++ Total Command 5 (250k) 250000 5 Years 02/01/08 1 5.90 5.10 Request
Information
4 4.90
Standard Life of Indiana B++ Total Command 5 (25k) 25000 5 Years 02/01/08 1 5.80 5.00 Request
Information
4 4.80
Reliance Standard Life A Elektra-579 (5) 10000 5 Years 01/22/08 1 5.50 4.70 Request
Information
4 4.50
Allianz Life A Dominator 5 (100) 20000 5 Years 01/28/08 1 4.55 4.55 Request
Information
4 4.55
Standard Life of Indiana B++ Total Command 5 5000 5 Years 02/01/08 1 5.35 4.55 Request
Information
4 4.35
EquiTrust Life Insurance Company A Certainty 5 10000 5 Years 02/25/08 1 4.50 4.50 Request
Information
4 4.50
American National Insurance Company A+ Palladium MYG Annuity 5 (100) 100000 5 Years 02/01/08 1